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1. Structure Walls |
ONLY Masonry, Cement, Brick, Concrete or Steel |
Mostly Masonry, Cement, Brick, Concrete |
Mostly Frame Stucco |
Mostly Wood or other combustible material |
1A. Structure Walls |
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2. Interior Walls & Ceilings |
ONLY Masonry, Cement, Brick or Concrete. |
Mostly Masonry, Cement, Brick or Concrete; with some wood, Frame Stucco or Plaster |
Mostly Frame Stucco or Plaster |
Mostly Wood or other similar combustible material |
3. Exterior Roof |
Non Combustible: made of Masonry, Cement, Concrete, metal or Tile |
Fire Resistive Shake, Composition or any other guaranteed similar material. |
Other types, including Wood Shake, but NOT PALAPA type materials |
PALAPA or any similar type of highly combustible material |
3A. Roof Type |
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4. Detached Structures |
NONE, or made ONLY of Masonry, Brick, Concrete or Metal walls AND non combustible roof |
Mostly made of Masonry, Brick, Concrete or Metal walls and fire resistive roof. |
Mostly Frame Stucco or Plaster walls with NO PALAPA roof or materials. |
Any Structure with a PALAPA roof or similar type of highly combustible materials. |
4A. Detached Structures |
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5. Property Type |
Home, Condominium or Apartment within a Gated Building or Community |
Home, Condominium or Apartment within City Limits or within a Beach Resort |
Home, Condominium or Apartment outside City Limits but no more than 10 Miles from City |
Property located more than 10 Miles away from the closest City |
5A. ARE THERE ANY STRUCTURES BETWEEN YOUR HOME/CONDO AND THE SEA-LEVEL LINE? |
YES NO |
| 6. Owner Use and Rental |
Only Used by Owners & Guests. NOT Rented to Others |
Mostly used by Owners/Guests. Not Rented over 30 days per year |
Used by Owners, but rented to others 31 to 180 days per year |
Rented to Others for more than 180 days during the Year |
| 7. Occupancy Vacancy |
Occupied at least 9 months during the year and never vacant for 30 consecutive days |
Occupied at least 6 months during the year and never vacant for 60 consecutive days |
Occupied at least 3 months during the year and never vacant for 90 consecutive days |
Occupied less than 3 months during the year or vacant for 90 or more consecutive days |
| 8. Fire Detection |
Permanently Monitored Central or Police Station Fire Alarm System. |
Fire detection System with Smoke Detectors connected to Audible alarm |
No automatic Fire Alarm, but Smoke Detectors and Fire Extinguishers |
No Fire Alarm and/or No Smoke Detectors or No Fire Extinguishers |
| 9. Security |
Permanently Monitored Security Alarm or 24 hour Security Guard Service |
Caretakers permanently living on premises or daily Security Patrol Service |
Audible Security Alarm or formal periodic (at least weekly) patrol service. |
No Security Alarm or formal Security Service. |
| 9A. Security |
Does your Home or Condo have Bars on the Windows?
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Yes No |
| 9B . Security |
Is the Home or Condo Located in a Gated Community? |
Yes No |
| 9C . Security |
Does your Home or Condo have a Central Alarm System either Local or Monitored
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Yes No |
10. Exterior
& Safe Protection |
Double Dead Bolt Locks for all doors AND Bars for all windows AND Bolted Security Safe. |
Two of Either: Double Dead Bolt Locks Doors, OR Bars on all Windows, OR Bolted Security Safe |
One of Either: Double Dead Bolt Locks Doors, OR Bars on all Windows, OR Bolted Security Safe |
NO Double Dead Bolt Locks and NO Bars on all Exterior Windows and Doors and NO Safe |
| 11. Fire Department |
Fire Department located within 1 Mile from property |
Fire Department located between 1 and 5 Miles from Property |
Fire Department located over 5 but under 10 Miles from Property |
Closest Fire Department is more than 10 Miles away |
| 12. Water Supply |
Readily available own additional water supply with pumping capability |
Nearby private or public water supply with pumping capability |
Public or private water supply, but no pumping capability |
No additional water supply and no pumping capability |
| 13. Swimming Pool/SPA |
NONE; or fully fenced pool or spa, refurbished in last 5 years with no slides or spring boards |
Fully fenced Pools and/or spas over 5 years old with no slides and no spring boards. |
Pool-spa refurbhised in past 5 years, but is either not fenced, has slide or spring board |
Pool or Spas older than 5 years that are either not fenced or have slides or spring boards |
| 14. Flood & Tidal Water |
Location is at least 10 miles away from any ocean waters, river beds, lakes or dams |
Location is between 1 and 10 miles away from any ocean waters, river beds, lakes or dams |
Located within 1 Mile from any such waters bodies but AT LEAST 300 Feet Above Water Level |
Located within 1 Mile from any such waters bodies but LESS THAN 300 Feet Above Water Level |
| 14A. Distance from Body of Water |
In the Drop Down select the closest answer to the distance your property is located away from any body of water? |
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| 15. WEATHER & STORM SHUTTER PROTECTION |
Specifically Designed and Approved HVHZ Storm Shutters INSTALLED in ALL Exterior Openings of the Insured Structures
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No Storm Shutters, but WILL INSTALL Specifically Designed Approved HVHZ Storm Shutters in ALL Exterior Openings, when Required**
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Other Non-Approved Strom Protection, such as Wood Panels, Hurricane Glass, partial coverage or not Certified for HVHZ
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No Storm Shutters or storm protection is available and will NOT be installed
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